Privacy Policy

1 Introduction

This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you visit our Website, request information about insurance coverage, submit a quote request, communicate with our representatives, or otherwise interact with our services.

By using our Website, you acknowledge that you have read this Privacy Policy. Where applicable law requires consent, we will obtain your consent before processing your information.

2 Information We Collect

We may collect the following categories of information, depending on how you interact with our Website and services.

A. Personal Information You Provide

When you contact us, request a quote, complete a form, or communicate with our team, we may collect:

Name and contact information, including email address and telephone number.
Information you provide in quote requests or inquiries.
General information relevant to the insurance products you wish to explore.
Communication preferences and records of your interactions with us.
Any other information you voluntarily submit through our Website.

Please do not submit sensitive personal information through the Website unless it is specifically requested through an appropriate and secure process.

B. Information Collected Automatically

When you visit our Website, certain information may be collected automatically, including:

Internet Protocol (IP) address.
Browser type and version.
Device type and operating system.
Pages visited and links clicked.
Date, time, and duration of your visit.
Referring website or source.
General website usage and diagnostic information.

This information helps us understand how visitors use our Website and improve its functionality, performance, and security.

C. Information From Third Parties

Where permitted by law, we may receive information from service providers, advertising partners, analytics providers, insurance providers, or other third parties when it is relevant to responding to your inquiries or providing our services.

The information received depends on the third party, the services involved, and any applicable consent or legal requirements.

3 How We Use Your Information

We may use the information we collect for the following purposes:

To respond to your questions and requests.
To provide information about final expense insurance, burial insurance, and related coverage options.
To help you request or compare insurance quotes where applicable.
To connect you with an appropriate insurance representative, agency, or insurance provider when authorized and permitted by law.
To communicate with you regarding your inquiries.
To operate, maintain, and improve our Website.
To personalize website content and understand visitor preferences.
To monitor website performance and prevent fraud, abuse, or unauthorized activity.
To maintain business records and comply with legal obligations.
To send marketing communications where permitted by law and, when required, with your consent.
To enforce our Website terms and protect our legal rights.

We will use personal information only for purposes that are compatible with the purposes described in this Privacy Policy or otherwise permitted by applicable law.

4 How We Share Your Information

We do not disclose personal information indiscriminately. However, we may share information in the following circumstances.

A. Insurance Providers and Authorized Partners

If you request information, a quote, or assistance with insurance coverage, we may share relevant information with insurance agencies, licensed insurance agents, insurance carriers, or other authorized partners as necessary to respond to your request and subject to applicable law.

The recipients may have their own privacy policies governing their collection and use of information.

B. Service Providers

We may share information with service providers that help us operate our Website and business, including providers of:

Website hosting and maintenance.
Customer relationship management systems.
Email and communication services.
Analytics and website performance tools.
Security, fraud prevention, and technical support.
Form processing and customer support.

These providers may process information on our behalf under applicable contractual and legal requirements.

C. Advertising and Analytics Partners

We may use advertising or analytics services to measure website performance, understand visitor activity, or improve marketing campaigns. Depending on the technologies used and applicable law, these services may collect information through cookies, pixels, or similar technologies.

Where required, we will provide appropriate notice and obtain consent before using non-essential tracking technologies.

D. Legal and Safety Requirements

We may disclose information when reasonably necessary to comply with applicable law, legal process, or lawful requests from public authorities; protect our rights or property; investigate potential fraud; or protect the safety of our users, business, or others.

E. Business Transfers

If our business undergoes a merger, acquisition, restructuring, financing, or sale of assets, information may be transferred as part of that transaction, subject to applicable privacy laws.

5 Cookies and Tracking Technologies

Our Website may use cookies, pixels, web beacons, and similar technologies to support website functionality and understand how visitors interact with our pages.

These technologies may be used to:

Remember preferences and settings.
Support website functionality.
Analyze traffic and visitor behavior.
Measure advertising effectiveness.
Improve the user experience.
Help detect security issues and suspicious activity.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect website functionality.

Where applicable law requires consent for non-essential cookies or similar tracking technologies, we will provide an appropriate consent mechanism.

6 Marketing Communications and Telephone Contact

If you provide your contact information, we may use it to respond to your inquiries and, where permitted, communicate with you about relevant services.

We will obtain any consent required by applicable law before sending marketing text messages or making marketing calls that require prior consent.

Providing consent to receive marketing calls or text messages is not a condition of purchasing goods or services where prohibited by applicable law.

If you consent to receive text messages, message and data rates may apply, and message frequency may vary. You may opt out of marketing text messages by replying STOP where supported. For assistance, reply HELP where supported or contact us using the information below.

You may also request that we stop sending marketing emails by using the unsubscribe link provided in the email, where available.

Opting out of marketing communications does not necessarily prevent us from sending non-marketing communications related to your requests, transactions, security, or legal obligations.

7 How We Protect Your Information

We use reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of transmission over the Internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

You are encouraged to avoid sending confidential or sensitive information through unsecured communications.

8 Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including responding to inquiries, maintaining business records, providing requested services, resolving disputes, and complying with legal obligations.

Retention periods may vary depending on the nature of the information, the purpose for which it was collected, and applicable legal requirements.

When personal information is no longer needed, we will take reasonable steps to delete it, anonymize it, or securely dispose of it, subject to applicable law.

9 Your Privacy Rights and Choices

Depending on your state or country of residence and applicable law, you may have certain rights concerning your personal information.

These rights may include:

Requesting access to personal information we hold about you.
Requesting correction of inaccurate personal information.
Requesting deletion of personal information, subject to applicable exceptions.
Requesting a copy of certain personal information in a portable format.
Opting out of certain targeted advertising, sales, or sharing of personal information, where applicable.
Withdrawing consent where processing is based on consent.
Appealing certain privacy-related decisions where required by law.
Requesting information about how your personal information is collected, used, and disclosed.

To exercise an applicable privacy right, contact us using the details provided in the Contact Us section. We may need to verify your identity before processing your request.

We will respond to eligible requests within the timeframes required by applicable law.

We will not unlawfully discriminate against you for exercising a privacy right.

10 California and Other U.S. State Privacy Disclosures

Certain U.S. state privacy laws may provide residents with additional rights concerning their personal information.

Depending on the law that applies, you may have the right to know what categories of personal information are collected, the purposes for which that information is used, the categories of recipients to whom it is disclosed, and whether certain information is sold or shared for targeted advertising.

Some privacy laws define “sale” or “sharing” broadly enough to include certain disclosures of information to advertising or analytics partners, even when no money is exchanged.

Where applicable, you may have the right to opt out of such activities and to use an authorized agent to submit a request on your behalf.

We will provide additional disclosures and honor applicable rights as required by law. If our Website engages in activities that trigger a legal opt-out requirement, we will provide an appropriate method to exercise that choice.

To submit a privacy request, contact us using the information in the Contact Us section.

11 Third-Party Websites and Services

Our Website may contain links to third-party websites, platforms, insurance providers, or service providers.

We do not control the privacy practices, content, or security of third-party websites. Your interactions with those websites are governed by their own privacy policies and terms.

We encourage you to review the applicable privacy policy before providing personal information to any third party.

12 Children’s Privacy

Our Website and services are intended for adults and are not directed to children under the age of 13.

We do not knowingly collect personal information directly from children under 13 through the Website. If we become aware that we have collected such information without the required authorization, we will take reasonable steps to delete it as required by applicable law.

If you believe a child has provided personal information to us, please contact us.

13 Do Not Track Signals

Some browsers provide a “Do Not Track” setting. Because there is no universally accepted standard for responding to all such signals, our Website may not respond to every Do Not Track signal.

Where required by applicable law, we will honor recognized browser-based opt-out preference signals, such as Global Privacy Control, for the activities and jurisdictions covered by those requirements.

You may also manage cookies and other tracking technologies through the controls made available on our Website and in your browser.

14 Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, technology, legal requirements, or services.

When we make changes, we will update the “Last Updated” date at the top of this page. Where required by law, we will provide additional notice or obtain consent before implementing material changes.

We encourage you to review this page periodically to stay informed about our privacy practices.

15 Contact Us

If you have questions about this Privacy Policy, wish to exercise an applicable privacy right, or have concerns about how your personal information is handled, please contact us:

Emailinfo@nxtlevelcommunication.com
Phone786-309-8444
Mailing Address1500 N GRANT ST STE N, DENVER, CO, 80203
Websitenxtlevelcommunication.com

Please include “Privacy Request” in the subject line of your email when submitting a privacy-related inquiry.

We will review your request and respond in accordance with applicable law.